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What it does

Everything in one place, explained plainly.

Every part of the portal, what it’s for, and what it can’t do.

A woman using a laptop at a table

01

Your wealth in one place

Most people’s money is spread across a broker, a few fund houses, bank deposits, gold, property and pension accounts. i-wise puts it on one page.

  • Record shares and ETFs, mutual funds and SIPs, bonds and fixed deposits, gold, property, crypto, pensions and other assets.
  • Import trades from your broker’s statement (Zerodha and INDmoney today), or upload a CSV, instead of typing everything.
  • See today’s value, gains and losses, and how your money is spread, in rupees and other currencies.
  • Set price targets, and read recent news about the companies you hold.
  • Your Wealth Profile brings everything you own together in one summary.

Its limits: Values use delayed market prices and NAVs from third parties. i-wise doesn’t connect to your bank or broker account: you enter or import what you own, so it’s only as complete as what you add.

A stock market candlestick chart on a screen

02

Stock Health: check before you invest

Type a company name or symbol (or an ETF) and see, in plain words, how healthy the business looks and how its price has behaved.

  • Fundamental Analysis: valuation, profitability, growth, debt, cash flow and, for Indian companies, promoter holding and pledging, each graded Healthy, Caution or Red flag with a one-line reason, the date and the source. Banks are judged on bank measures, such as bad loans.
  • Technical Signals: a price chart from one day to the whole history, with 50, 100 and 200-day averages, and seven common signals (including Supertrend’s buy or sell) graded Bullish, Neutral or Bearish.
  • Competition: the company’s listed competitors, each with its own headline grade.
  • ETFs: what the fund holds, with a health check for each company in it.

Its limits: Grades follow fixed, published rules of thumb applied to public data. They can’t judge management, competition or the future, and they can be wrong when the data is late or incomplete. A grade is a starting point for your own reading, never a recommendation.

A man and a woman walking down a street

03

Retirement planning with real numbers

Answers the question most people worry about: will my money last?

  • Add up what you’ll have from EPF, PPF, NPS, fixed deposits, pensions and your investments, allowing for loans.
  • See the gap, if any, between what you’ll have and what you’ll need, and a summary once you have retired.
  • Use the SWP calculator to see how long a regular monthly withdrawal can last, and the CAGR calculator to work out growth rates.

Its limits: Projections depend on assumptions about returns and inflation that nobody can know in advance. Treat them as a way to compare choices, not a forecast.

The Bandra–Worli Sea Link and the Mumbai skyline

04

Markets Today

The day’s markets at a glance, without the noise.

  • The world’s major stock indices, crude oil and gold, against their previous close, with charts from one day to their whole history.
  • Which sectors pulled the Nifty, Sensex and other indices up or down.
  • How much foreign investors (FIIs) bought or sold in Indian shares.
  • “Why it moved”: a short summary of the day’s news headlines, written by AI.

Its limits: Prices are delayed, by 15 minutes or more on some exchanges. The AI summary only reads headlines; it can miss the real reason or get details wrong, and it says which headlines it used.

An open ledger on a dark wooden desk, with gold coins and weights

05

Fund research

Look inside a mutual fund before you invest in it.

  • Fund Explorer: what a fund holds, its category rules, how risky it has been, and how its expense ratio compares with similar funds.
  • Fund ratings and risk measures, explained in plain words.

Its limits: Fund data comes from public sources and the funds’ own monthly disclosures, so holdings can be a month or more old.

06

Private and secure

Your financial records are personal. They stay that way.

  • Two-step login (an authenticator app), sign-in with Google if you prefer, and “keep me signed in” only on devices you choose.
  • Your records are private to your account. The site’s admin area shows account details such as your name and email, never what you hold or what it’s worth.
  • Delete your account, and everything in it, at any time.

Its limits: No website can promise to be perfectly secure. Please keep your own records of anything important. The Privacy Policy explains exactly what we collect and why.

Free to use.

i-wise is currently free to use, as the Terms of Use say.

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