Terms of Use
Last updated 25 October 2026
These terms apply to your use of i-wise (at https://i-wise.in), run by Invest Wise ("we"). By creating an account or using i-wise, you agree to them and to our Privacy Policy.
1. What i-wise is
i-wise lets you record your own investments and see them valued, and offers calculators and planning tools (such as CAGR, SWP and retirement planning) with comparisons drawn from published market and mutual fund data.
Test version. i-wise is currently in a test run. Features may change or be removed, and things may occasionally go wrong. Please keep your own records of anything important, and tell us about problems at support@i-wise.in.
2. Not investment advice
i-wise provides information and tools, not investment, tax or financial advice. We are not registered with SEBI as an investment adviser or research analyst. Fund categories, fund lists, ratings, projections and suggested allocations are based on past data or on assumptions you choose; past returns don't guarantee future returns, and projections are not promises. Investments in securities and mutual funds are subject to market risks; read all scheme-related documents carefully. Decide for yourself, or with a registered adviser, before acting on anything you see here.
3. Prices and data
Prices, exchange rates, NAVs and other market data come from third parties, may be delayed, incomplete or wrong, and may be unavailable at times. Values and calculations also depend on what you enter. Check important figures against your official statements.
4. Your account
- Give your real name and an email address you control, and keep your password and two-factor device safe. You're responsible for what happens in your account. Tell us at once if you think someone else has used it.
- One person, one account. You must be 18 or older.
- The records you enter remain yours. You allow us to store and process them only to provide i-wise to you, as described in the Privacy Policy.
5. Fair use
Don't misuse i-wise: no attempts to break in or get round its security, no access to other people's accounts, no automated scraping or mass sign-ups, no overloading the service, and no unlawful use. We may suspend or close accounts that do.
6. Availability and changes
i-wise is currently free. We try to keep it running and your data safe, but we can't promise it will always be available or error-free. We may change or end the service; if we close it, we'll give reasonable notice so you can download your data.
7. Ending your account
You can delete your account, with all its data, at any time in Settings.
8. Liability
i-wise is provided "as is". To the extent the law allows, we are not liable for investment decisions or losses, for errors in market data or calculations, or for indirect loss arising from your use of i-wise.
9. Changes to these terms
If we change these terms, we'll update the date above and ask you to agree again before you continue.
10. Law and contact
These terms are governed by the laws of India. Questions or complaints: support@i-wise.in.